Stripe Fee Calculator

Calculate your total Stripe fees, including both processing and invoicing fees.

Calculate Fees

$
Payment$10,000.00
Total Fee:
You will receive:$0.00
You should ask for:$0.00
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Fee Structure

Understanding Stripe's fee structure for processing and invoicing.

  • Processing Fee:
    2.9% + $0.30 per successful card charge
  • Invoicing Fees:
    • • Starter: 0.4% per paid invoice
    • • Plus: 0.5% per paid invoice
  • Note: Invoicing fees apply only to paid invoices and are in addition to standard processing fees. Fees may vary by country and payment method.
  • Learn more about Stripe pricing →
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Pricing for United States

ProductBase RateAdditional FeesNotes
Payments
Credit and debit cards2.9% + 30¢
  • +0.5% for manually entered cards
  • +1.5% for international cards
  • +1% for currency conversion
Per successful charge
Link2.9% + 30¢2.6% + 30¢ for Instant Bank Payments-
Wallets
Alipay2.9% + 30¢
  • +1% for currency conversion
Supports payments through Alipay, commonly used in China.
WeChat Pay2.9% + 30¢
  • +1% for currency conversion
Popular in China, allows quick and secure payments via WeChat.
Amazon Pay2.9% + 30¢
  • +1.5% for international cards
  • +1% for currency conversion
Offers a convenient payment method using saved details from Amazon accounts.
Click To Pay2.9% + 30¢
  • +1.5% for international cards
  • +1% for currency conversion
Enables easy checkout with supported cards, without the need to enter details manually.
Cash App Pay2.9% + 30¢
  • +1.5% for international cards
  • +1% for currency conversion
Provides a simple way to pay using Cash App, primarily used in the US.
Google Pay2.9% + 30¢
  • +1.5% for international cards
  • +1% for currency conversion
Allows payments via Google Pay for faster and secure transactions.
Apple Pay2.9% + 30¢
  • +1.5% for international cards
  • +1% for currency conversion
Supports quick and easy payments through Apple devices.
Bank debits and transfers
ACH Direct Debit0.8%$5.00 capCommonly used for large payments or recurring charges within the US.
USD Bank Transfer0.5%$5.00 capSuitable for large one-time payments or recurring transactions in the US.
International payment methods
iDEAL80¢
  • +1.5% for international transactions
  • +1% for currency conversion
Popular in the Netherlands, helps increase conversion rates.
Bancontact1.4% + 30¢
  • +1.5% for international transactions
  • +1% for currency conversion
Common in Belgium, supports local payments to boost conversion.
EPS1.6% + 30¢
  • +1.5% for international transactions
  • +1% for currency conversion
Widely used in Austria, provides a familiar payment option.
Multibanco2.95% + 30¢
  • +1.5% for international transactions
  • +1% for currency conversion
Popular in Portugal, helps increase conversion rates for local customers.
Przelewy242.2% + 30¢
  • +1.5% for international transactions
  • +1% for currency conversion
Widely used in Poland, enhances conversion for Polish customers.
Sofort1.4% + 30¢
  • +1.5% for international transactions
  • +1% for currency conversion
Popular in Germany, offers instant bank transfers for increased conversion.
SEPA Direct Debit0.8% + 30¢
  • +1.5% for international transactions
  • +1% for currency conversion
Used across Europe for recurring payments, often with a fixed transaction fee.
Buy Now Pay Later
Klarna5.99% + 30¢
  • +1.5% for international transactions
  • +1% for currency conversion
Offers customers the ability to split purchases into installments, commonly used in Europe.
Affirm6% + 30¢
    		Allows customers in the US to make payments over time, enhancing purchasing power.
    Afterpay6% + 30¢
    • +1.5% for international transactions
    • +1% for currency conversion
    		Popular in Australia, provides installment payment options for greater flexibility.
    Security and Compliance
    3D SecureIncluded3¢ per attempt (custom pricing)For verifying customer identity
    Dispute Handling$15.00Per disputed transaction
    Card Account UpdaterIncluded25¢ per update (custom pricing)Automatically updates saved card details
    Adaptive AcceptanceIncluded0.08% per successful chargeImproves authorization rates
    Network TokensIncluded-Secure payment credentials
    Business Management
    Billing0.7% of volume$620.00/month optionSubscription and usage-based billing
    Invoicing0.4% per invoiceUS$2.00 capFor speed and scale
    Save invoice fees by using PayVoice. Learn more
    Connect (Embedded Payments)Included0.25% starting fee for custom pricingFor platforms & marketplaces
    Tax0.5% per transaction
    • 50¢ per API transaction
    • Starting at $90.00 per month, 1-year contract
    		Automates tax collection & filing
    Data & Analytics
    Data Pipeline3¢ per transactionConnects to data warehouses
    Sigma (Data Analytics)$10.00/month+ 2¢ per chargeSQL-based business data
    Identity & Security
    Identity Verification$1.50-Per verification
    ID Number Lookup50¢-Per lookup
    Financial Information Services
    Bank Account Verification$1.50-Per instant verification
    Balances10¢ per API callRetrieve account balances
    Account Owners$1.50 per API callVerify bank account ownership
    Transactions30¢ per institutionPer account holder per monthFeed of account transactions
    Issuing
    Virtual Card creation10¢ per virtual card-Enables businesses to create virtual cards instantly for employee or customer use.
    Physical Card creation$3.50 per physical card-Provides branded physical cards that can be shipped to employees or customers.
    International Payments1% + 30¢+1% for currency conversionCross-border transactions
    Additional Services
    Instant Payouts1.5% of payout volume50¢ minimumImmediate fund access
    Adaptive PricingIncluded0.08% per successful card chargeLocal currency pricing
    Revenue Recognition0.25% of volumeFor accrual accounting
    Radar (Fraud Prevention)5¢ per screened transaction7¢ for Fraud TeamsMachine learning for fraud prevention
    Custom DomainUS$10.00 per monthUse a custom domain on hosted Stripe pages
    Atlas (Startup Tool)One-time US$500.00+ ongoing costsForm an LLC or C-Corp

    * Custom pricing available for companies with large payment volumes or unique business models

    * We are not affiliated with Stripe, and there may be discrepancies in pricing information. Please refer to Stripe's detailed pricing for the most accurate information.

    View detailed pricing on Stripe →